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How to Read a Balance Sheet - A Simple Guide for Non-Finance Founders with Balance Sheet Generator

Financial reports can feel intimidating, especially for founders without a finance background. But understanding the basics can dramatically improve decision-making and confidence. In this practical guide, Rebecca Nankya Ssemugabi breaks down how to read a balance sheet in simple, everyday language, supported by a hands-on balance sheet generator you can try yourself. M ost founders don’t struggle with running a business. They struggle with understanding the numbers behind it. And few reports feel more intimidating than the balance sheet. But here’s the truth: a balance sheet is simply a snapshot of what your business owns, what it owes, and what’s actually yours at a specific point in time. The Balance Sheet in One Line Every balance sheet is built on one simple equation: Assets = Liabilities + Equity Assets are what the business owns Liabilities are what the business owes Equity is what belongs to the owner(s) If this equation balances, the balance sheet makes sense. A Simple Exa...

How Polite Are You, Really? Find Your Courtesy Quotient (CQ)

In our fast-paced world, where emails replace handshakes and meetings often happen on screens, how we treat others still matters—a lot. This is where your Courtesy Quotient comes into play. 

Much like emotional intelligence, the Courtesy Quotient (CQ) reflects how respectful, considerate, and tactful you are in everyday interactions—whether at home, in the office, or among friends. It’s the small things that often go unnoticed: how you respond to a late message, react to a colleague’s mistake, or deal with someone asking for help. 

a group of young people with an elderly woman

A high level of politeness intelligence not only strengthens relationships but also builds trust and professionalism. On the flip side, a lack of everyday courtesy can quietly erode your personal and professional image. 

This quick, interactive quiz is designed to help you reflect on your behavior in common real-life situations. From workplace etiquette to social grace, each question measures a slice of your social awareness. In the end, you'll get a personalized result showing your current level of social courtesy and where you stand on the CQ scale. 

Ready to discover your Courtesy Quotient? Let’s begin.

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